Tools & Calculators

assists you to identity if there is a gap between your retirement savings and how much you will actually need in order to obtain the lifestyle you want in retirement.

Salary Sacrifice Calculator

compares both methods of contributions - pre-tax (salary sacrifice) and after tax contributions - to determine the net effect on your take home pay and super contributions.

Savings Calculator

projects how much your savings may be worth over a period of time, enabling you to undertake various scenarios to compare results.

Budget Spreadsheet

a simple and a comprehensive spreadsheet to help you plan for your future no matter what your circumstances may be.

Bendigo SmartStart Super and Bendigo SmartOptions Super Insurance Premium Calculator

This calculator allows you to estimate your insurance premiums for Tailored Fixed Cover and Income Protection cover in Bendigo SmartStart Super (not applicable to employer-sponsored division members) and Bendigo SmartOptions Super. The estimate is intended as a guide only, as your occupation rating will be determined by TAL and is subject to underwriting assessment. Refer to the relevant Insurance Guide for Bendigo SmartStart Super or Bendigo SmartOptions Super on our website for further information.

The calculator may not be compatible with older versions of MS Excel, and tablet or mobile devices.

Bendigo SmartStart Super Default Insurance Calculator

This calculator allows you to estimate the amount of Standard Default Cover you may be eligible for in Bendigo SmartStart Super (not applicable to employer-sponsored division members). The estimate is intended as a guide only.

The calculator may not be compatible with older versions of MS Excel, and tablet or mobile devices.